.page-hero { padding: clamp(56px, 7vw, 104px) 0; }
.page-hero h1 { font-size: var(--step-display); }
.page-hero h1 em { display: block; }
.page-hero p.lead { color: var(--on-green-muted); font-size: var(--step-lead); max-width: 46ch; margin-top: 24px; }
.page-hero nav { display: flex; gap: 16px; flex-wrap: wrap; margin-top: 24px; }

.calc { display: grid; grid-template-columns: 0.9fr 1.1fr; gap: clamp(28px, 4vw, 64px); align-items: start; }
.calc h1, .calc h2 { font-size: var(--step-head); margin-top: 16px; }
.calc .intro p { color: var(--muted); margin-top: 16px; max-width: 42ch; }
.panel { background: #fff; border: 1px solid var(--line); border-radius: var(--r); padding: clamp(22px, 3vw, 36px); }
.inputs { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; }
.out { margin-top: 24px; background: var(--green); color: var(--on-green); border-radius: var(--r); padding: 24px 24px; }
.out .rate { display: flex; align-items: baseline; gap: 16px; flex-wrap: wrap; }
.out .rate b { font: 300 var(--step-head)/1 var(--display); color: var(--coral); }
.out .rate span { color: var(--on-green-muted); }
.out .verdict { font: 600 var(--step-lead)/1.4 var(--serif); margin-top: 16px; }
.rows { margin-top: 16px; display: grid; gap: 2px; font-size: var(--step-small); }
.rows div { display: flex; justify-content: space-between; gap: 16px; padding: 8px 0; border-top: 1px solid rgba(244, 241, 232, 0.14); color: var(--on-green-muted); }
.rows b { color: var(--on-green); font-weight: 600; }
.formula { margin-top: 16px; font-size: var(--step-body); color: var(--muted); }
.formula summary { cursor: pointer; font-weight: 600; color: var(--ink); }
.formula p { margin-top: 8px; }
.field input.bad { border-color: var(--coral-ink); outline: 2px solid var(--coral-ink); }
.field select { font: 500 var(--step-body)/1.3 var(--sans); color: var(--ink); background: #fff; border: 1px solid var(--line-input); border-radius: 0; padding: 12px 16px; width: 100%; min-height: 48px; }
.field select:focus { outline: 2px solid var(--focus); border-color: var(--focus); }
.field.wide, .years, .field.wide + .inputs { margin-top: 16px; }
.years { border: 0; padding: 0; min-width: 0; }
.years legend { font-size: var(--step-body); font-weight: 600; color: var(--ink); padding: 0; margin-bottom: 8px; }
.grid8 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.grid8 .field span { font-size: var(--step-small); }
.grid8 .field input[type=number] { padding: 12px; font-size: var(--step-body); }
.out .taxes { color: var(--on-green-muted); font-size: var(--step-small); margin-top: 16px; }
.days { display: flex; align-items: baseline; justify-content: space-between; gap: 16px; }
.days output { font: 300 var(--step-head)/1 var(--display); color: var(--ink); }
.small a { color: var(--ink); font-weight: 600; }
.hint { font-size: var(--step-small); color: var(--muted); margin-top: 8px; }
.yby { list-style: none; padding: 0; margin-top: 8px; }
.yby li { display: flex; justify-content: space-between; gap: 16px; padding: 8px 0; border-top: 1px solid var(--line); }
.yby b { font-weight: 600; color: var(--ink); }
.checks { display: grid; gap: 8px; margin-top: 16px; font-size: var(--step-body); }
.checks label { display: flex; gap: 8px; align-items: center; min-height: 32px; }
.small { font-size: var(--step-body); color: var(--muted); margin-top: 16px; }
.small.fine { font-size: var(--step-small); }
.dom-card { display: flex; align-items: flex-start; gap: 24px; }
.dom-card img:first-child { border-radius: 22px; }
.dom-card .shot { width: min(300px, 60%); border-radius: 24px; }
@media (max-width: 900px) { .calc { grid-template-columns: 1fr; } }
@media (max-width: 520px) { .inputs.pair { grid-template-columns: 1fr; } .grid8 { grid-template-columns: 1fr 1fr; } .inputs { grid-template-columns: 1fr; gap: 16px; } .page-hero nav .btn { flex: 1 1 100%; } }
.crumb { margin-bottom: 24px; }
.tool-rows { display: grid; }
.tool-row { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1.4fr) 8.5rem; gap: 24px; align-items: center; padding: 24px 0; border-top: 1px solid var(--line); text-decoration: none; transition: padding-left 220ms var(--ease-out); }
.tool-row:last-child { border-bottom: 1px solid var(--line); }
a.tool-row:hover { padding-left: 8px; }
.tool-row h2 { font-size: var(--step-lead); display: flex; align-items: center; gap: 16px; }
.tool-row h2 img { width: 36px; height: 36px; border-radius: 9px; }
.tool-row p { color: var(--muted); }
.tool-row .go { font: 500 var(--step-label)/1.3 var(--mono); letter-spacing: 0.12em; text-transform: uppercase; color: var(--ink); white-space: nowrap; text-align: right; }
.tool-row.soon .go { color: var(--rust); }
@media (max-width: 760px) { .tool-row { grid-template-columns: 1fr; gap: 8px; } }
.tool-page { padding-top: 48px; }
.out .plan-h { color: var(--on-green-muted); font-weight: 600; font-size: var(--step-small); }
.out.plan { margin-top: 16px; background: var(--green-raised); }
.out.first { margin-top: 0; }
.yby-top { margin-bottom: 24px; }
.calc h2.details-h { font: 600 var(--step-body)/1.3 var(--sans); color: var(--ink); margin: 0 0 16px; padding-top: 24px; border-top: 1px solid var(--line); }
.out .keep { color: var(--on-green); font: 600 var(--step-lead)/1.4 var(--serif); margin-top: 8px; }
@media (min-width: 901px) { .calc .intro { position: sticky; top: 104px; align-self: start; } }
.tool-page + .next { padding-top: clamp(40px, 5vw, 64px); }
.out.plan { background: transparent; border: 1px solid var(--line); color: var(--ink); }
.out.plan .plan-h { color: var(--muted); }
.out.plan .keep { color: var(--ink); }
.out.plan .rows div { border-top-color: var(--line); color: var(--muted); }
.out.plan .rows b { color: var(--ink); }
@media (max-width: 640px) { .panel { padding: 16px; } .out { padding: 20px; } .out .rate span { flex-basis: 100%; } }

/* Explainers under each calculator: a short lead, then question-and-answer rows (as on /consult). */
.explain { padding-top: clamp(48px, 6vw, 88px); }
.explain h2 { font-size: var(--step-head); }
.explain-lead { margin: 16px 0 32px; max-width: 48ch; font-size: var(--step-lead); color: var(--muted); }
.explain dl { margin: 0; }
.explain dl > div { display: grid; grid-template-columns: minmax(0, 0.9fr) minmax(0, 1fr); gap: 8px clamp(32px, 6vw, 96px); padding: 24px 0; border-top: 1px solid var(--line); }
.explain dl > div:last-child { border-bottom: 1px solid var(--line); }
.explain dt { font: 600 var(--step-lead)/1.3 var(--serif); color: var(--ink); }
.explain dd { margin: 0; max-width: 52ch; }
@media (max-width: 900px) { .explain dl > div { grid-template-columns: 1fr; } }
.explain + .next { padding-top: clamp(40px, 5vw, 64px); }