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Draft, last updated 23 October 2026. Questions: [email protected]

Cancelling

Rescheduling

You can move a booking once, free, up to 24 hours before the session, from your booking page. Later changes are at Nikhil’s discretion.

If we have to cancel

If Nikhil needs to cancel or cannot join, you choose a new time or a full refund.

How refunds are paid

Refunds go back to the card, UPI or bank account you paid with, through Razorpay. Banks usually take 5–7 working days to show them.

Paid tools

A paid tool is a one-time payment that unlocks the tool on the FinNiki account you bought it with. It opens straight away, so it is not refunded once you have used it.

If the tool does not work for you because of a problem on our side, email [email protected] within 14 days of buying and we refund in full. A refunded tool is removed from your account.

Technical problems

If a call can’t go ahead because of a problem on our side, we reschedule at no cost or refund in full.