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NRI money,explainedby a CA.

Nikhil Varghese, Chartered Accountant

NRI tax, FEMA, OCI and moving back to India, in plain English.

Worked atPwCEY360 ONEFoundedYellow

Nikhil Varghese, seated on a sofa, smiling, in a black polo shirt
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182days in India

You’re a resident. 182 days in India in a financial year, April to March, is enough on its own. Fewer days can count too, depending on earlier years.

Check your status now
India → Singapore75% gold and property. India or global?22 Oct 2026 · 57 min Estate planningWhy a nominee is not your heir15 Oct 2026 UK → IndiaA ₹8 crore retirement plan, reviewed8 Oct 2026

Borderless

Every episode, I sit down with one NRI and we work through what’s actually going on with their money, together, on camera.

Make finance less tricky.
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Bring your numbers. Leave with a plan.

What happens after you book
  • Residential statusThis year and the next three.
  • NRE, NRO, FCNRKeep, close or convert.
  • Selling propertyAnd getting the money out.
  • Moving backRNOR years and timing.